Legal

Privacy Policy

Effective July 1, 2026 · Last updated July 1, 2026

Relief Rates (“Relief Rates,” “we,” “us,” or “our”), a property of Oat Hill Media, respects your privacy. This Privacy Policy explains what information we collect when you visit reliefrates.com (the “Site”), how we use and share it, and the choices you have. By using the Site, you agree to this Policy.

1 · Information We Collect

• Information you provide. If you email us or submit a form, we receive the information you choose to share, such as your name, email address, and the contents of your message.
• Information collected automatically. When you visit the Site, we and our service providers automatically collect standard technical data — IP address, device and browser type, pages viewed, referring URLs, and date/time — through server logs, cookies, and similar technologies.
• Analytics and advertising data. We use third-party analytics and advertising partners that collect information about your interactions with the Site to help us measure performance and understand which content is useful.

2 · How We Use Information

We use information to operate, maintain, and improve the Site; to respond to inquiries; to measure and analyze traffic and content performance; to serve and measure advertising; to detect and prevent fraud and abuse; and to comply with legal obligations and enforce our Terms of Use.

3 · Cookies & Tracking Technologies

We and our partners use cookies, web beacons, pixels, and similar technologies to remember preferences, measure traffic, and support advertising, including interest-based advertising. You can control cookies through your browser settings and opt out of many interest-based ads via the DAA and NAI opt-out tools. Disabling cookies may affect how parts of the Site function.

4 · How We Share Information

• Service providers that host the Site, deliver email, and provide analytics and security (for example, Amazon Web Services), acting on our behalf under confidentiality obligations.
• Advertising and marketing partners as described in Section 5.
• Legal and safety disclosures where required by law or to protect rights, property, and safety.
• Business transfers in connection with a merger, acquisition, or sale of assets.

We do not sell your sensitive personal information. Certain data-sharing for advertising may be considered a “sale” or “sharing” under some state laws — see Sections 6 and 7 for your opt-out choices.

5 · Advertising & Affiliate Relationships

Relief Rates is a free, advertising-supported publisher. The Site contains advertising and affiliate links, and we may earn compensation when you click a link or take an action (such as requesting a quote or purchasing a policy) with one of our partners. If you choose to submit your information to a partner through a link or form, that information is provided to and governed by that partner’s privacy policy. Please review the privacy practices of any provider before submitting information. For more, see our Advertising Disclosure.

6 · Your Choices & Rights

You can opt out of marketing emails using the unsubscribe link in any message, control cookies through your browser, and use the industry opt-out tools linked above. To make a privacy request, contact us at support@reliefrates.com.

7 · U.S. State Privacy Rights

Depending on your state of residence (including California, Colorado, Connecticut, Delaware, Indiana, Iowa, Montana, Oregon, Texas, Utah, Virginia, and others), you may have the right to know, access, correct, delete, and obtain a portable copy of your personal information; to opt out of the “sale” or “sharing” of personal information and of targeted advertising; and to appeal a decision on your request. California residents have rights under the CCPA/CPRA, including the right not to receive discriminatory treatment for exercising these rights. To exercise any right, email support@reliefrates.com with the subject “Privacy Request.” We will verify and respond as required by law, and you may use an authorized agent where permitted.

8 · Data Retention & Security

We retain personal information only as long as necessary for the purposes described here and to meet legal obligations, then delete or de-identify it. We use commercially reasonable safeguards to protect information, though no method of transmission or storage is completely secure.

9 · Children’s Privacy

The Site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, contact us and we will delete it.

10 · Third-Party Links

The Site links to third-party websites we do not control. This Policy does not apply to those sites, and we are not responsible for their content or privacy practices.

11 · Changes to This Policy

We may update this Policy from time to time. The “Last updated” date above reflects the latest revision. Your continued use of the Site after changes take effect constitutes acceptance.

12 · Contact Us

Oat Hill Media — Relief Rates
459 Columbus Ave #4025
New York, NY 10024
United States
Telephone: +1 (518) 622-7692
Email: support@reliefrates.com