Money guidance without the sales pitch

What we do

Relief Rates is a free online publisher covering auto, home, life, and health insurance alongside the personal-finance decisions that surround them — budgeting, credit, and building a safety net. We translate dense policy language and confusing marketing into plain English, and we point readers toward the questions that actually change what they pay.

How we stay free

Our content is free to read because we may earn a commission when readers connect with one of the providers we feature — for example, by requesting a quote or purchasing a policy through a link on our site. This is a common model for consumer-finance publishers, and it never changes the substance of our guidance. We tell you when a page includes partner links, and you can read the full details in our Advertising Disclosure.

What we are — and aren’t

Relief Rates is an independent information service. We are not an insurance company, agency, broker, lender, or financial advisor. We don’t sell insurance, and nothing on this site is financial, insurance, legal, or tax advice tailored to your situation. Coverage, eligibility, and pricing are always determined by the individual providers you choose, based on your circumstances and applicable law.

Our editorial approach

• Plain language first. If a nine-year-old couldn’t follow the gist, we rewrite it.
• Trade-offs, not hype. Every product has a downside; we name it.
• Actionable steps. We’d rather give you three things to do than ten things to know.
• Kept current. We revisit our guides as rates, rules, and programs change.

Who’s behind Relief Rates

Relief Rates is a property of Oat Hill Media, a media company based in New York. Have a question, a correction, or a partnership inquiry? We’d genuinely like to hear it — reach us at support@reliefrates.com or visit our contact page.